5 Tips to Prevent Identity Theft

Laura Lee Jones of Long & Foster Real Estate Ellicott City
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identity theft


Identity theft happens. It’s an unfortunate fact of modern life. But there are certain steps you can take to help keep your personal information from falling into the wrong hands.

Every day, you do things to protect what’s most important to you. And you know what? You do them almost automatically. Routine things like looking both ways before you cross the street, brushing your teeth, and buckling your seat belt.

Another routine to get into is keeping tabs on your identity and personal information. Here are five easy ways you can do it:

  • Read your credit card and bank statements carefully and often.
  • Know your payment due dates. If a bill doesn’t show up when you expect it, look into it.
  • Read the statements from your health insurance plan. Make sure the claims paid match the care you received.
  • Shred any documents with personal and financial information.
  • Review each of your three credit reports at least once a year. It’s easy, and it’s free.

Before you know it, protecting your personal information can be as routine as locking your doors at night.

Identity fraud is currently the fastest growing white collar crime in America. Current findings indicate that about 11% of identity theft is traced to online, computer-based crimes.

Sometimes protecting your identity is not enough. Just like locking your doors won’t prevent all burglary, Identity theft prevention won’t prevent all ID theft. In these instances, it pays to have the proper insurance in place. Most homeowners insurance companies offer Identity Fraud Expense coverage as an endorsement to your home insurance policy to assist in covering expenses incurred with this crime.

Insurance providers offer this endorsement for a low additional annual premium and most companies DO NOT apply a deductible for this coverage. Coverage includes expense reimbursement for:

  • Attorney’s fees
  • Lost wages
  • Tax ID fraud – related costs
  • Resolution services to restore your credit and reclaim your identity
  • Most insurers also offer guidance from their consumer fraud specialists

Call me today for a complimentary review of your insurance policies!

Carolina Leal Yanovich
Carolina Leal Yanovich

Insurance Manager
Long & Foster Insurance Click here
MD Lic. 2110847
Direct: (410) 919-4474
Fax: 703-877-7698
Toll Free: 866-275-4534

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